Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the world’s largest government-funded healthcare program providing cashless secondary and tertiary care to economically weaker sections of society.

Coverage

• Coverage of up to ₹5 lakhs per family per year.
• Includes over 1,500 medical procedures.
• Covers pre- and post-hospitalization expenses.
• Nationwide access to empanelled hospitals.

Eligibility

• Families identified in the SECC (Socio-Economic Caste Census) database.
• Economically weaker households across India.

Benefits

• Cashless and paperless treatment at empanelled hospitals.
• Covers entire family with no cap on size, age, or gender.
• Nationwide portability of benefits.
• Focus on preventive and promotive healthcare.